HDFC Life Sanchay plus : Lifelong payment plan?Is It good? Invest or not?

Hdfc Life Sanchay plus, a good plan or bad? Should you invest in it ? What does guaranteed income, guaranteed return, guaranteed maturity, long term income and life long income mean for a common investor? Is it an investment plan or an insurance plan or both?
We do our best to ensure that the financial security is achieved through meticulous planning for key life stages such as marriage, parenthood, retirement, etc. Life Insurance plan can help you achieve such goals whilst safeguarding the family’s future against the unforeseen events.
HDFC Life promises : Guaranteed benefits – Rest assured of the returns
n Tax benefits – You may be eligible for tax benefits as per prevailing tax laws
n Flexibility – Guaranteed benefits as a lump sum or as regular income
n Life Long Income option – Guaranteed income till age 99 years
n Long Term Income option – Guaranteed Income for a fixed term of 25 to 30 years
n Optional Riders – Enhance your protection coverage with rider options on payment of additional premium.
B wealthy tells you how good is this for you?

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